Loan Rates

Effective October 12, 2021

Apply for a loan  [PDF]

New Car Loans

Rate (As low as)*

Maximum Term

New Autos (2020 & 2021) First Titled

May Match/Beat Competitor's Rate

2.75% APR

 

 

72 Months

Used Car Loans

2016 Through 2021

 

2013 Through 2015

 

2010 Through 2012

 

2009 and Older

 

May Match/Beat Competitor's Rate

May require a down payment

3.75% APR

 

4.75% APR

 

5.25% APR

 

7.25% APR

 

 

60 Months

 

48 Months

 

36 Months

 

36 Months

 

 

Boats and RV Loans

Rate (As low as)*

Maximum Term

New (First Title)

 

Used (May require 10% down)

3.99% APR

 

4.99% APR

84 Months

 

72 Months

Motorcycle Loans

Rate (As low as)*

Maximum Term

New

 

Used

3.99% APR

 

4.99% APR

72 Months

 

60 Months

Type of Loan

Rate (As low as)*

Maximum Term

Share Secure Loan (Regular Share)

 

Signature / Unsecured (See Note 1)

 

Home Improvement Loan (See Notes 1 & 2)

 

Tuition Loan (See Notes 1 & 3)

2.50% APR

 

6.75% APR

 

5.25% APR

 

5.25% APR

60 Months

 

60 Months

 

72 Months

 

24 Months

1. 20% of annual income (10% Credit Tier II) up to a maximum of $10,000 ($5,000 Credit Tier II)

 

2. Must have contract or receipt for materials)

 

3. Must have bills from College or Private School

Savings Rates

Account

APR*

APY*

Share Savings

Call for rate

Call for rate

*APR = Annual Percentage Rate.  APY = Annual Percentage Yield.

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